In Game Voice?

[yodabuds]

Im new around here and from what I can gather, SM does not have its own built in voice chat? I for the life of me... and one of the reason I've only played multiplayer, mmo games on the PC is because of the effort that you need to go through to be able to chat with others? I don't understand if a system like Xbox or the PS2 could have in-voice chat in their games that long ago, why such a slow adaption of that feature in most pc games? I will try SM but not having in-game voice will be a deal breaker for me.
Yodabuds